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2026 J&M 1312-20T Image

2026 J&M 1312-20T

$142,796

CALCULATE PAYMENTS

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Enter your desired term length and payment frequency to see what you can expect to pay on your 2026 J&M 1312-20T based on today’s low rate.

Yearly Payment


Estimated Yearly Payment

$20,822

%

PAYMENT & INTEREST REPORT

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Based on your inputs, the chart below displays how much of your payment will go towards your principal balance vs. interest.

Payment & Interest Report


Interest Paid

$31,515

Total Paid

$145,752

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Description

Enjoy $0 Down Financing with No Payments for 6 Months, Affordable Nationwide Delivery, and Unbeatable Prices! New J&M 1312-20T X-Tended Reach Cart w/ a V4 Track System, GT400 scales, Roll Tarp, an up to 1355 bushel capacity, hydraulic flow control spout, 1000 pto, inspection windows, 20" unload auger, and more! Give us a call for prices that won’t be beaten, low-rate financing, lease-to-owns, trade-ins from any brand, and affordable nationwide delivery! Our high volume and low overhead means your best price - guaranteed. Enjoy upfront quotes and Monday through Sunday support so you can do what you love while we take care of the rest. We’re here to help before, during, and after the sale with thousands of parts in-stock and an experienced service team to keep you running rain or shine. As a family-owned business, no matter when you need us we’re right by your side with over 30 years of experience and thousands of happy customers (just ask to see our list of references!) Give us a call to learn more about our custom built units and attachments. Now offering Canadian financing and delivery! *Lease terms based on qualifying credit* Year: 2026 Manufacturer: J&M Model: 1312-20T Condition: New Hours Meter: Accurate / Verified Size: 1,355 bu Tarp: Yes Scale: Yes Axle: Single Tires or Tracks: Tracks

2026 J&M 1312-20T

Keast Enterprises - Henderson, Iowa

Year

2026

Make

J&M

Model

1312-20T

Category

Harvesting

Subcategory

Grain Carts

Stock No.

252652957

City

Henderson

State

IA

Condition

New

Capacity

1,355 Bu


Estimated Payments

List Price

$142,796

Down Payment

$28,559 (20%)

Term Length

7 Years

Interest Rate

6.49%


Loan Balance

$114,237

Interest Paid

$39,393

Payoff Date

Jun 2033

Yearly Payment

$26,027

Payment & Interest Report


Interest Paid

$31,515

Total Paid

$145,752

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